Open Enrollment

Annual Open Enrollment 2024-2025 INFORMATION

Opens 8:00 AM EST on Thursday, February 1, 2024

Closes at 5:00 PM EST on Monday, February 12, 2024

2024-2025 Highlights - See Plan Year Changes Video

What's New This Year

Changes to the Emergency Room copay
Changes to the Deductible and Out-of-Pocket maximum limits
Adult disabled dependent child(ren) verification
Enhancements to Behavioral Health benefits for kids and teens
Prescription savings from ICUBAcares and RxSS

Health

Summary of Benefits and Coverage

Wellness Incentive Plan

Strive is our digital health engagement experience that will help you stay engaged in improving your health and wellbeing while incentivizing your for healthy activities along the way! See the 2024-2025 Benefit Guide for more information.

How to set up a Strive account:

Employee Instructions

Log into your BCBS My Health Toolkit
Click on the wellness tab on the top of the webpage
From the drop down select Strive
Click the blue log-in link
Follow the instructions to make your account

Employee Spouse Instructions

Log into the MYHealth Tool Kit Portal
Click Register Now
Use your insurance card to start the registration process
You will need your insurance card number and your date of birth
Complete the registration process
Click on the wellness tab on the top of the webpage
From the drop down select Strive
Click the blue log-in link
Follow the instructions to make your account

Prescription Coverage

BlueCross BlueShield is ICUBA's Pharmacy Benefit Administrator.
See the 2024-2025 Benefits Guide on Pharmacy Benefits for more information.

ICUBAcares Rx:

The ICUBAcares team is ready to:

Serve as a liaison between your doctor, the pharmacy and the insurance company.
Answer questions on a medication you are taking or considering.
Discuss preferred and non-preferred tier options to save you money.
Provide assistance for a prior authorization from your provider.

Call for a free prescription check-up.

Tel: 877-286-3967

ICUBAcares Flyer

SurgeryPlus

Full-Service Concierge healthcare with a financial incentive that waives the deductible and coinsurance so the procedure is at no cost to you.

Teladoc

For first time registration with Teladoc go to their website. If you experience any difficulties, call 1-800-Teladoc, and a customer service representative will be more than happy to walk you through getting your account setup.

Teladoc Flyer

How to find a Total Care or Embold Preferred Doctor

Employees are always encouraged to seek services from in-network providers. To locate an in-network provider in your area, visit Blue Cross Blue Shield of Florida’s website at MyHealthTookKit

BCBS Total Care Provider - Total Care providers offer cost savings

Embold Flyer 2023 option. Embold Preferred Provider offers members:

Waived Copayment
Ensure you receive top quality care
Experience better health outcomes
Potential avoid unnecessary treatments or procedures

Dental Insurance

Florida Tech provides employees and eligible dependents the opportunity to elect dental coverage through Delta Dental Plans. There are two plan options: Base Plan and Buy Up Plan.

Contact Information:

Vision Insurance

To use EyeMed, call 1-866-804-0982 or visit EyeMed website.

Flex Spending

To check your BALANCE on your HCSA or DCSA debit card, login to the Ameriflex - ICUBA Debit Card Portal.

Flexible Spending Account - New Increased Amount!

Allows employees to set aside pre-tax dollars, through payroll deductions, to cover allowable health care expenses incurred for self and qualified dependents.
Flex Spending Account Plan Document
Flexible Spending Account Eligible Medical Expenses
FSA Flyer 2024-2025

Dependent Care Spending Account

Dependent Care Spending Account allows employees to set aside pre-tax dollars, through payroll deductions, to cover dependent care expenses, incurred and paid, for qualified dependents.
Dependent Care Spending Account Summary
DCFSA Flyer 2024-2025

Additional Life Insurance

You may enroll in, or increase your additional life insurance up to five times your annual salary not to exceed $500,000. Evidence of insurability is required.

Basic and Voluntary Group Life and AD&D Insurance
Please Note: Any election or changed coverage amount to Voluntary Employee or Spouse Life Insurance does require Evidence of Insurability (EOI) and must be approved by Symetra. Click on the link here to complete the EOI. The link will also be on the review page at the end of your enrollment process in Workday - Evidence of Insurability Website
Is your spouse or dependent child also an employee of Florida Tech covered under their own employee life insurance plan? Please note you may not elect coverage for Your Dependent if such Dependent is covered as an employee under The Policy. Also, when insuring dependent children please note no person can be insured as a Dependent of more than one employee under The Policy. For more information please see the Basic and Voluntary Group Life and AD&D Insurance link above.

AFLAC

Pre-Paid Legal and/or Theft Protection Services

Service provided by Legal Shield - See Additional Benefits Video Presentation

ICUBA LegalShield & IDShield Plan Overview

Pet Insurance

Nationwide Pet Insurance offers a discounted rate to ICUBA schools. This is a discount program that does not run through payroll. Nationwide will directly bill you. Nationwide Pet Insurance will allow you to access ANY VET.

View more information on Pet Insurance to obtain information regarding the plan designs and rates to request additional information directly from Nationwide. Premiums vary based on the age of the pet, species, size, plan type and state of residence. Some conditions may not be covered and underwriting is required for each Pet enrolled in the Plan.

Nationwide Pet Insurance Flyer

Short-Term Disability

Short Term Disability coverage is provided at no cost to benefits-eligible employees. Under Short Term Disability, a disabled employee will receive 66 2/3% of salary up to a maximum benefit of $2,000 per week for a maximum of 11 weeks.

Long-Term Disability

Core Long Term Disability coverage is provided at no cost to benefits-eligible employees. This plan provides a benefit of 60% salary up to a maximum of $2,000 per month.

Long Term Disability Buy–Up coverage is available and is purchased by the employee through payroll deduction. This plan provides a benefit of 67% salary up to a maximum of $14,000 per month.

Long Term Disability - Core and Buy Up Plans

Please Note: Any new election for the Long Term Disability Buy Up Plan does require Evidence of Insurability (EOI) and must be approved by Symetra. Click on the link here to complete the EOI. The link will also be on the review page at the end of your enrollment process in Workday - Evidence of Insurability Website